High-Tech Cars now a reality! Get yours from Leggat Auto Group!

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High-Tech Cars now a reality! Get yours from Leggat Auto Group!

Technological innovations seem to be happening at an ever increasing rate. From inserting microchips into our credit cards to scanning barcodes with our smart phones, technological advances are changing our daily lives. Some of the latest technological innovations have come in the form of auto advancements. The futuristic cars we’ve seen in the past in films like Blade Runner and Minority Report are no longer quite so unrealistic. With all the advances being made to cars today, high-tech vehicles are no longer considered science fiction. Park assist, blind-spot detection, and cruise control are just a few examples of these progressive technologies that help drivers be more aware on the road and develop safe driving habits overall. These technological innovations are working “to create intelligent vehicles that interact with each other, their occupants, [and] the physical and virtual worlds surrounding them.”

Many vehicles on the road today already include some of these technological advancements. The all- new 2011 Acura TL, for example, comes equipped with steering wheel-mounted audio controls or voice activated audio controls to eliminate distractions. Similarly, the 2011 Mazda 6 includes heated mirrors to prevent mirrors from fogging up in cold weather. To help the environment, the 2011 Kia Rio features an Eco-Minder indicator, which lights up green when you’re driving at your fuel-efficient best. All of these technologies (and more) have been created to increase drivers’ efficiency.

Want to test drive one of these technologically advanced vehicles? The 2011 Acura TL, the Mazda 6, the Kia Rio and more high-tech vehicles are available at one or more of Leggat Auto Group’s 8 dealerships in Ontario. The Leggat Auto Group has thousands of new and used Toyota, Honda, Mazda, Chevrolet, Cadillac, Kia, Buick, and Acura vehicles available. Selling new and used cars from Hamilton to Rexdale, the Leggat Auto Group is committed to providing customers with an easy car buying experience.

Whether you’re looking for new or used cars in Oakville, Burlington, Markham, or Ancaster, one of Leggat Auto Group’s dealerships will be nearby. With the wide variety of vehicles available at Leggat Auto Group’s 8 dealerships ranging from used Honda bikes to brand new Chevrolet Cruzes, you will be able to find exactly what you’re looking for.

The future is green

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The future is green

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By Loknath Swain

Now everyone is going green. In a town in a developed or developing nation, you will find everyone is talking “green”. Super markets, banks, auto manufacturers – even interior designers – have gone green.

USA is promoting green. This country is becoming eco-friendly in their homes and offices. India has also started moving to green.It has opened an opportunity for interior designers locally and internationally.

I have read many article . According one article written By Wrin Jourdan “Green interior designers create eco-friendly spaces by integrating renewable, recycled, or salvaged building materials and energy-efficient practices into their design plans.” According to him, This could include:

Using non-toxic paints and other design materials that do not contain volatile organic compounds (VOCs). VOCs can cause negative environmental effects, such as ozone layer damage and smog creation.

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Incorporating natural light, low energy appliances, and compact fluorescent light bulbs into the space.

Using items that have little or no impact on the environment, like oxygenating plants or sustainably built furniture.

Green interior design doesn’t just apply to living rooms. Restaurants, health care facilities, hotels, and many other businesses can all benefit from going green. Many businesses are realizing that using green design can actually save money and increase the value of their property.

According to ,McGraw-Hill Construction’s “2009 Green Outlook: Trends Driving Change Report” found that green buildings had 13.6 percent lower operating costs and higher property values – 10.9 percent higher – than their non-green counterparts. Additionally, McGraw-Hill Construction estimated that the green building market would more than double by 2013.

About iDream:

 

iDream is a International Class Architectural & Interior Design Firm offering its services in India and across the Asia Pacific region through an alliance. Set up in the year 2003, iDream brings together a resource pool of senior industry professionals with over two decades of experience in handling major projects in formats like ‘Design Consultancy’, ‘Project Management Consultancy’ and ‘Design & Build’, across the globe. Positioned on international standards, the firm’s service deliverables are designed to suit international client requirements and at the same time, aligned to meet their expectations. With an enviable track record of successful projects, iDream today has some of the leading multinationals as its esteemed clients. One of the fastest growing and sharpest architectural firms in this part of the globe, iDream has in a short span of time, since inception, secured more than 100 projects, expanded operations across 4 cities and executed projects in most major cities in India.

 

For more details log on to:

http://www.idream.in

 

Go Green By Doing An Elecric Automotive The Fundamental Technical Specification Of RC Electrical Vehicles Simplified For Newbies

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Go Green By Doing An Elecric Automotive The Fundamental Technical Specification Of RC Electrical Vehicles Simplified For Newbies

Is it the Indy 500? No, it is RC racing! RC racing, or remote command racing also regarded as radio handle, is a immediately growing pastime section that appeals to the two young and aged, and men and females.

 

RC autos are well-liked at a pastime degree, for developing and placing the autos with each other, or even taking it to the up coming stage with specialized tuning and racing. You can buy RC autos as a kit in an unassembled form or totally assembled and rtr or ready to run issue.

 

What Forms of RC Vehicles Are There?

 

The choice for RC automobiles is enormous and increasing every day. You can pick autos in almost any entire body sort that you desire, in any coloration and any model. Having said that, there are a very few main distinctions that you will need to have to make ahead of you opt for any vehicle for the 1st time.

 

You can decide on from:

 

one) Fuel powered or electrical

 

2) On street racing designs or off-road versions

 

three) Assembled or non-assembled

 

4) Car or truck or Truck

 

These are the most important options, nonetheless the moment you choose what variety you are hunting for, you will still have several type decisions as effectively as engine decisions to make.

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Fuel Driven or Electric?

 

The most important decision that will have to make when you pick out an RC automobile is whether or not it is driven by nitro gasoline or an electric battery pack. There are pros and cons to the two sorts, and in the end you will need to make your mind up what type of electrical power is greatest for your wants and what you want your RC motor vehicle to reach.

 

Electric RC Automobiles

 

Electric remote handle automobiles are an fantastic alternative if you are just getting began in the globe of RC vehicles. They are normally much easier to treatment for, and much less complicated to manage than their fuel powered counter components. An electric automobile will make a wonderful starter motor vehicle mainly because they are typically less costly than a nitro auto, so you can take the time to practice and best your driving expertise before laying down a great deal of revenue.

 

Electrical vehicles are operate on batteries. The batteries are assembled into battery packs that commonly have a recharging capability. This is substantially much more price tag effective than autos that require new batteries. Nevertheless it can also be time consuming getting to recharge your battery pack, so if you do not like to wait around, a spare battery pack is most likely a superior investment.

 

You can obtain electrical RC autos for any finances, so you must choose a vehicle that is ideal for your desires. Electrical vehicles typically go slower than a nitro car or truck, on the other hand you can obtain electrical cars and trucks that will achieve superior speeds.

 

It is crucial to bear in mind when you acquire a new electric vehicle you must break in the motor gradually in purchase to extend the motor daily life and permit the engine to accomplish its total possible. When you break in the motor, you just begin working the automobile at a slower velocity and steadily deliver it up to speed. If you do not want to consider the time to break in an engine you can obtain vehicles prepared to operate. In most circumstances, these automobiles are ready to go and the motors are by now broken in.

 

Nitro Gasoline Autos

 

RC vehicles that operate on nitro gasoline are the most well-liked and quickest growing segment of remote control cars and trucks. With nitro cars, you can purchase the well-liked trucks that will consider jumps at higher speeds and go off street driving.

Is Dealing In Auto Salvage Safe To The Environment?

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Is Dealing In Auto Salvage Safe To The Environment?

You can get auto salvage at various auto recyclers, at salvage yards and at junk yards. In these yards, pollution is the talk of the day. This is because they handle scraps that make environment look ugly. However, over the years, governments of the salvaged yards have come up with programs to enable the yards to conserve the environment.

One of the examples is the state of New Hampshire. This state has introduced New Hampshire Green Yards Program that enables the motor vehicle recyclers to embrace environmental conservation measures to their salvage yards. The department that deals with auto salvage and environmental services is trying to implement this program in two approach plans.

The auto salvage recyclers follow a certain environmental self-audit workbook that enables them to carry out their business in an environmental friendly manner. The salvage industry has been around for a very long time. It has undergone many changes over the years since it is becoming very sophisticated due to the high technology involved. This sector also has very wonderful manufacturing techniques that make the companies come with vehicles of high performance.

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The companies are moving away from crushing abandoned, depleted vehicles or ones that are in ruins. Instead of that, the auto salvage companies are coming up with ways in which they can create cars that have competitive prices in the markets. They do this while keeping in mind that they have to take care of the environment within their proximity.

Nowadays, no state allows anyone to run a salvage yard without meeting the necessary environmental measures all over the world. The governments are now in engagement and are now in support of the programs that certain associations involved in the conservation of the environment are putting into place.

Over the years, the percentage that the auto salvage industry is contributing to pollution of the environment is reducing drastically. This will enable the salvage industry to grow at a very fast rate while at the same time keeping the environment safe. All these courtesy of programs put in place. Auto salvage is for people who would like to purchase a car with great performance at a very low cost. 

Pre Approved Bad Credit Auto Loans

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Pre Approved Bad Credit Auto Loans

Bad credit auto loans are designed for those who fail to qualify for financing with traditional lending institutions such as credit unions, financial institutions, and banks due to their below the mark credit scores, previous vehicle repossession, recent bankruptcy, low income, or inability of producing specified down payment. Often, the automobile dealers fund bad credit auto loans initially, which are then either sold or assigned to the particular car company.

Obtaining a bad credit auto loan is fairly simple unlike the regular auto loans that require borrowers to have strong credit records for eligibility. To apply for <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link/759300']);” href=”http://www.car-credit-loans.com/”>secure credit application</a>, all you need to do is produce necessary documents to prove a regular monthly income of minimum ,500 from a fixed income source, citizenship of Canada or the US, and ability to obtain an automobile insurance on your own. In some cases, bad credit auto loan lenders may however ask borrowers proofs of their working phone number or residence proof in the form of utility bills or credit card bills.

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It is indeed simple to obtain a bad credit auto loan. You must not take the process of obtaining one easily. It is advised that you do some solid research before approaching a loan agent for availing such a facility. This will ensure that your purchase is planned and there is no scope for any default.

First and foremost, before making up your mind on buying a vehicle, you must review your credit report. The credit bureaus maintain credit records of millions of people like you and give green signal to the registered lending companies to lend you, depending on the quality of your credit report. You can request a copy of your credit record annually from any one of three national credit bureaus. A careful study of such a report will tell you whether all your bank accounts are in order and your debt position has room for a fresh one. In case you have suffered a bankruptcy in the recent past, then it is advisable that you close all your open accounts by resorting to a  <a rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link/759300']);” href=”http://www.car-credit-loans.com/”>debt consolidation loan</a>, to avoid further cracks in your credit record.

Also, after you have carefully studied your credit report if you find any loopholes in it, immediately report to the credit bureau. In case you have defaulted due to a bankruptcy, attach a sheet to the credit report, explaining what circumstances led to this mishap and then send the copy to the credit bureau. If lenders sympathize with your situation and feel that a default, in your case, was just inevitable then they might revisit their decision of lending to you. If you are fortunate, you may get a better product and at better rates, then what you would have otherwise obtained being in a high risk category.

Studying your credit report thoroughly will also allow you to gauge your current financial health. Accordingly, you can determine whether you can afford another debt “bad credit auto loan” in your books and whether you would be able to repay it timely. Carefully decide what bad credit auto loan amount can you afford and check the loan tenor. After determining your affordability, shortlist the products that are within a reach and choose a dealer based on a thoughtful comparative analysis.

Getting the Proper Auto Detailing Equipment

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Getting the Proper Auto Detailing Equipment

The tools of the trade is what makes your service possible, a lot of good auto detailing service providers are good at what they do, but sadly, it is their equipments that tend to malfunction and cause problematic substandard results instead. The success of your auto detailing business can depend on how effective your detailing equipments are. The service that your company provides should never be anything less than perfect, but in order for you to deliver this, your auto detailing equipments need to be reliable and they also need to deliver great results apart from having properly trained professionals who are capable enough to use it. Auto detailing requires a lot of effort and meticulous cleaning, providing a fast and flawless result will get you the all the customers that you need and fortunately there are a lot of auto detailing equipments that you can avail of to improve the service that you provide.

The interior of the car is a place where many auto detailing providers often fail to properly clean. The car interior, or should I say, the car cabin, the carpet as well as the upholstery needs to be properly checked and maintained. There are a lot of reputable manufacturers out there who make great carpet steam cleaner systems and these systems can be a great tool for auto detailers because its efficient cleaning action as well as its steam can remove the most stubborn dirt and grime on any carpet or upholstery.

The equipments that you need to use needs to give the best results, using it should never take up much of your time and resources and it should be thorough enough to clean and gentle enough to preserve delicate things. A great example of such innovative equipments is a well built carpet steam cleaner, steam cleaners made from top notch manufacturers can have water efficient properties which can lessen water usage without compromising results and it can also allow you to dry off the carpet faster, thus allowing you to do more work in a few hours. As you can see, there are a lot of things for you to consider when choosing the right kind of auto detailing equipment and there is also much to benefit from if you think things properly.

So you can benefit from the auto detailing equipments that you buy, you first have to know if these products really work. The Equipments should be made for excellent performance and they need to be useful and they also need to deliver what is expected. Choosing equipments made by the best manufacturers is really important and every big and small thing like cleaning machines, green chemicals and even paint systems for repairs all have to be chosen properly and with much thought. If you can’t offer your clients the best workmanship and the best detailing equipment, you might end up getting few business deals and even lose the following of potential clients. Mobile car detailing supplies can also be found and they too can be very useful, mobile detailing supplies are great for onsite repairs.

 

GREENING THE FUTURE!!!

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GREENING THE FUTURE!!!

Green products has been a pioneer in the study, research and development of alternative

fuels.Its water4gas fuel successaroused Auto companies,working closely with third party

research and technological institutes to sought what further fuel options is obtainable.

water4gas is a product created for the purpose of instructing individuals on how to

convert their vehicles to use water for gas.water4gas comes specifically designated for the

process of how to convert your vehicle.This first write up of water4gas outlines the process

in a very detailed fashion,including many full-color images.It is also about how to optimize

your car to save you more fuel, it even talks about simple gas saving techniques that never

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even cross most people’s mind

.

At the influential World Bio fuels markets conference,held in Amsterdam earlier this year,our

study outlined what we think should be done within the Auto industry to pursue the

development and ultimate usage of water4gas fuels.

Analysis from recent study have shown that our carbon footprint content will not be

achieved mainly by the implementation of capital-based measures.A lot has already been

achieved through efficient measure but this has to complement with technological

advancement.

To make it a reality, this alternative technology has to be set in motion.

Green products had taken a giant stride in the actualisation of water4gas fuels that requires

the interest of the Government,scientist,suppliers-to mention a few for maintaining

an equilibrum balance in the production.

To this end,we hope to with our cutting-edge ideas for an

efficient and reliable alternative water4gas fuel usage.

 

.

Shaw Capital Management Headlines : Korea Braces for ?Green Finance’ Era

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Shaw Capital Management Headlines : Korea Braces for ?Green Finance’ Era

 

http://www.koreatimes.co.kr/www/news/biz/2010/12/283_49962.html

By Kim Jae-kyoung

Staff Reporter

08-11-2009 20:36

Green Finance: Future of Korean Economy

This is the first in a six-part series of articles on the nation’s vision to become a green economic power in the global community and the recent developments of “green finance” in Korea to support the vision. ? Ed.

The global economic crisis triggered by the U.S. subprime mortgage meltdown is steering the global economy in a new direction, forcing many countries around the world to follow a new growth paradigm, “green growth.”

For sustainable growth, governments in major countries have come up with green initiatives to get the upper hand in the new area, which they believe will determine the future of their economies.

In line with the global trend, South Korea has also unveiled its ambitious vision to become a green economic power by shifting its growth paradigm to an environment-friendly and energy efficient one.

President Lee Myung-bak said the government will promote “low carbon and green growth” as the nation’s new vision, abandoning its 60-year long manufacturing-based and export-oriented approach.

“Green growth is a new national development paradigm that nurtures new engines and creates jobs with green technology and clean energy,” he added.

In July, the Presidential Council on Green Growth introduced a five-year plan in its briefing to President Lee at Cheong Wa Dae.

According to the council, the country should invest 107 trillion won ( billion) over the next five years to foster green technologies, in order to make Korea one of the world’s top seven “green economic powers” by 2020.

It said the investment is forecast to create some 1.8 million jobs and help related industries emerge as future growth engines for the economy. It estimated that the economic effects from this will range from 182 trillion won to 206 trillion won.

“Low carbon, green growth” is not a matter of choice, but a matter of destiny. The issue is how fast the country can transform into a green economy. To that end, the first thing to do is to channel more money into green businesses.

In that regard, the country should first foster “green finance” ? financial activities that support green growth and mitigate environmental degradation. Its role is particularly important in the initial stages as it can not only drive growth, but also prevent bubbles by weeding out disqualified companies.

In a global economic forum on green finance held in June in Seoul, Takejiro Sueyoshi, special advisor to UNEP in the Asia Pacific region, stressed its importance. “If financing does not change, the economy won’t change. To change the economy, we need to change finance,” he said.

“We face a variety of global issues, such as climate change, ecosystem degradation and water scarcity. To end such destructive investment and promote environment-friendly investment, we need to change the flow of money,” he added.

Green Finance in Korea

Although the Lee administration has placed a top priority on green growth, the country is taking just baby steps in green finance compared with other advanced countries. Its plan to promote green finance took shape only early this year.

In April, local financial companies ? banks, insurers and securities firms ? and the government jointly formed the Green Finance Council to develop a key finance agenda and establish a network linking businesses and finance.

The council is a regular dialogue channel consisting of 50 key people both from the government and private sector.

In June, the Financial Services Commission (FSC) also announced its plan to build up a database featuring how companies work for the initiative of an eco-friendly world as well as making firms proactively announce environment-related information.

In line with the government’s “low carbon, green growth initiative,” local banks and insurers have introduced a wide variety of green finance products

Kookmin Bank, the nation’s largest lender, established the Renewable Energy Private Equity Fund worth 330 billion won with the government and allocated 750 billion won to invest in low-carbon, green growth industries.

Shinhan Bank also started to give prime interest rates to environment-friendly companies from April this year. The State-run Korea Development Bank and Export-Import Bank of Korea (Eximbank) have planned to invest 1 trillion won and 840 billion won in the industry this year, respectively.

Woori, Hana, Korea Exchange Bank and Industrial Bank of Korea have also introduced various financial products and set up funds to nurture green industries.

“Financial firms can contribute to the eco-friendly world by lending money to companies seeking low-carbon businesses,” KIF economist Lee Yoon-seok said.

“Such a trend could take root in the not-so-distant future, both at home and abroad. Our financial companies need to be prepared for the imminent change,” he said.

Experts said that in order to promote green finance, Korea should tackle numerous challenges.

“Korea’s green finance is faced with many challenges, such as poor regulatory system on the environment, insufficient human resources and underdeveloped products,” Korea Capital Market Institute (KCMI) senior research fellow Noh Hee-jin said.

“For example, Korea is lacking in fiduciary and lender’s liability on environment, corporate environmental disclosure rules and green certification programs. Also, the country is in need of experts who can integrate environmental issues with finance,” he added.

World Moving Toward Green Finance

In the global scene, green finance has been rapidly growing. Advanced countries, such as the U.S. and Europe, have driven growth of carbon market through emission trading, carbon funds and other mechanisms after the Kyoto Protocol.

According to World Bank and KCMI, global emission trading markets are expected to grow to 0 billion in 2010 from approximately billion in 2007.

Advanced countries have developed diverse financial services for the emission trading market, such as carbon funds, carbon asset management, emission trading insurance and carbon banks. Currently, there are over 30 carbon funds around the world with assets under management of .5 billion.

Financial firms in those countries are offering a wider spectrum of green finance products ? mortgages and car loans in retail finance; fiscal and eco funds in asset management, project finance and venture capital in investment finance and auto insurance and carbon insurance in the insurance industry.

By country, in the U.S., socially responsible investing (SRI) reached .71 trillion at the end of last year, up from 9 billion at the end of 1995. In European Union (EU), the SRI rose by eight-fold to .66 trillion in 2007 from 2002.

SRI, also known as sustainable investing, socially-conscious or ethical investing, describes an investment strategy which seeks to maximize both financial return and social good.

In Canada, the government provides tax benefits for those purchasing hybrid cars or low carbon-emission cars. In Australia, banks introduced green mortgages ? those buying houses run by renewable energy can get these loans at favorable rates.

In the Netherlands, the government introduced Green Fund Plan in 1995 and successfully changed its economic structure by nurturing green finance. For example, the government offers a 1.2 percent capital gains tax exemption for banks providing money for green industries.

Lying Ahead

Market experts said that green finance can be a great alternative for Korea to turn the current turmoil into opportunities and become an economic leader in the global community.

At a recent international conference in Seoul, World Bank Senior Vice President Justin Lin said that Asia’s fourth-largest economy needs to invest more in low-carbon and green growth sectors to achieve a sustainable growth.

“South Korea should turn the current global slump into a golden opportunity to become one of the world’s leading economies by promoting renewable energy, and other environmentally friendly and high growth industries,” he said

“In the early 1990s, both Japan and China introduced massive stimulus measures. But Japan has fallen into deeper recession, while China has become the world’s fastest growing economy. If Korea takes advantage of the current crisis, it will emerge as a more advanced country when the global economy returns to normal,” he added.

In order to achieve a fast transition, concerted efforts from the government and financial sector are essential.

“Banks should make more efforts to develop more products and improve infrastructure by establishing system for analyzing and assessing businesses,” Korea Institute of Finance economist Ku Jeong-han said.

“The government should also provide more tax benefits for banks offering green finance products to channel more money into the business,” he added. “At the same time, the country should make more efforts to catch up with other countries in the rapidly-growing global carbon market.”

kjk@koreatimes.co.kr

 

 

Solar Car Battery Charger – A “Green” Alternative To Fuel Up Your Cars

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Solar Car Battery Charger – A “Green” Alternative To Fuel Up Your Cars

A solar car battery charger changes uv light, typically coming from the sun, in to an power current which after that it utilizes to power an automobile battery pack. Almost all low-cost solar car battery charger devices are of the extremely small output sort. These are categorized as trickle battery chargers, not legitimate battery chargers. These kinds of battery chargers produce no more than 1 Amp to power your car’s battery pack. This charge level is actually more like a battery maintainer when compared with a real charge. They’re suitable for those autos that take a bit longer periods of time, not really the totally dry battery pack. A totally inactive battery will require around an entire day to get sufficient charge to probably start off a vehicle. You will find models that offer around 10 Amps, and this can be ample to charge an inactive battery in several hours. Nonetheless, these types of models impose a couple of hundreds of money. While you drive, the solar charger is going to be charging your vehicle battery and the ideal thing is the fact that so long as you hook up your battery into it, your battery can not die mainly because the automobile is not powered for a time.

Maintaining your battery kept is straightforward using a Solar Battery Charger. Solar Battery Chargers change the sun rays directly into energy accustomed to charge your power packs. The good thing regarding 12 Volt Solar Battery Chargers, the power is free of charge. When you have a car that’s not being utilized frequently, you should look at a Solar Car Battery Charger. Solar Battery Chargers keep the batteries effectively preserved. Currently, you can accomplish this by using a classic battery charger, but an “eco-friendly” strategy is employing a Solar Battery Charger. In case you are enthusiastic about a Solar Battery Charger,

A Solar Battery Charger turns light energy through direct sunlight directly into 12 volt Direct current electrical power that is subsequently moved towards the rechargeable batteries with the lead cord and connector. The slim film amorphous technologies in the solar panel permit the ingestion of a broader spectrum of day light, and for that reason functions in gloomy climate conditions. This modern technology also allows the solar panel to take care of the extreme heat of the summer season and also the power reduction as a result of ever increasing temperatures.

Solar Car Battery Chargers are made to charge or keep 12 volt batteries in autos, Sport utility vehicles, light vehicles, bikes, motorboats, recreation autos, farm devices, and every other automobile employing a 12 volt, lead acid battery pack.

Functions to all climatic conditions -Waterproof, shock and oxidation tolerant -Reverse polarity safety -Battery over-charge security -Durable ABS plastic material structure -For autos, watercraft, Campers, bikes, ATV’s, trucks and many more Along with these functions, the Solar Battery Chargers are fantastic for being employed like a Solar Trickle Charger. I personally use one for my own vehicle anytime I embark on extended travels where my automobile remains immobile for several weeks at any given time. The Solar Battery Chargers can be obtained at most of the main stores and lots of on-line merchants. If you’re searching for a “green” substitute for charge your own automobiles, think about a Solar Car Battery Charger

 

The myths of auto insurance

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The myths of auto insurance

It’s actually amazing how some myths never seem to change. This is not like some organized religion which has Gods and monsters walking around on Earth. This is stories about how to insure vehicles. It should all be easy to understand yet, year in, year out, you see the same misconceptions. Take the idea it costs more to insure red cars. This probably all started with the behavior of some boy racers at stop lights. They sit with their feet gently pumping the gas, anticipating the green and waiting to burn rubber. Those of you into psychology will also know the color red attracts more attention. If the same young drivers were sitting in a green car, fewer people would take any notice. But with smoke rising from the blacktop, we all see the red. Except, when it comes to calculating the premium rates, the color of the vehicle is irrelevant. Yes to the make and model, the driver’s age and safety record. But the statistics show there’s no different in the number of accidents between colors.

Secondly, there are odd stories about the cost of insurance rising as we grow older. Those of you who have driven from your teen years will know the rates steadily fall as we pass through our twenties and are at their lowest through to about 55. It’s at this point the myths kick in. Yet the reality is the insurers often allow discounts to older drivers who complete an accident prevention course. If you have reached this magic age, you should check with your insurer to see which courses are currently approved. The most common are run by the AARP and are defensive in nature. They reflect the fact we all slow down as we age and our eyes are no longer  sharp as the eagle.

Then we get all these stories that your credit score has no bearing on your premium rates. Sadly, this is wrong. Insurers are very interested in how well you manage your money. Those who are not as responsible with their cash are viewed with suspicion. From the other side, those with the best scores are quoted the best rates. Then some people forget to read their policy and convince themselves they are always covered if someone steals their vehicle or it’s struck by lightning and set on fire – like Jehovah was angry with them. Except this coverage only applies if you have paid for a comprehensive policy. Most people who don’t have an auto loan and drive something older, drop the optional coverage of collision and comprehensive to save money.

Finally, some people seem to think our military pays more to insure their vehicles. Actually, it’s the other way round. Every serving member of the military and their families are entitled to a discount. It’s one of the benefits of signing up to defend our country. Stay home and be safe as a civilian – there’s no special treatment. So, when you set out to get auto insurance quotes, make sure you have your facts straight and ask for the discounts you are entitled to. No one protects you from yourself. Forget the myths and get the auto insurance quotes based on the facts.

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