The myths of auto insurance


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The myths of auto insurance

It’s actually amazing how some myths never seem to change. This is not like some organized religion which has Gods and monsters walking around on Earth. This is stories about how to insure vehicles. It should all be easy to understand yet, year in, year out, you see the same misconceptions. Take the idea it costs more to insure red cars. This probably all started with the behavior of some boy racers at stop lights. They sit with their feet gently pumping the gas, anticipating the green and waiting to burn rubber. Those of you into psychology will also know the color red attracts more attention. If the same young drivers were sitting in a green car, fewer people would take any notice. But with smoke rising from the blacktop, we all see the red. Except, when it comes to calculating the premium rates, the color of the vehicle is irrelevant. Yes to the make and model, the driver’s age and safety record. But the statistics show there’s no different in the number of accidents between colors.

Secondly, there are odd stories about the cost of insurance rising as we grow older. Those of you who have driven from your teen years will know the rates steadily fall as we pass through our twenties and are at their lowest through to about 55. It’s at this point the myths kick in. Yet the reality is the insurers often allow discounts to older drivers who complete an accident prevention course. If you have reached this magic age, you should check with your insurer to see which courses are currently approved. The most common are run by the AARP and are defensive in nature. They reflect the fact we all slow down as we age and our eyes are no longer  sharp as the eagle.

Then we get all these stories that your credit score has no bearing on your premium rates. Sadly, this is wrong. Insurers are very interested in how well you manage your money. Those who are not as responsible with their cash are viewed with suspicion. From the other side, those with the best scores are quoted the best rates. Then some people forget to read their policy and convince themselves they are always covered if someone steals their vehicle or it’s struck by lightning and set on fire – like Jehovah was angry with them. Except this coverage only applies if you have paid for a comprehensive policy. Most people who don’t have an auto loan and drive something older, drop the optional coverage of collision and comprehensive to save money.

Finally, some people seem to think our military pays more to insure their vehicles. Actually, it’s the other way round. Every serving member of the military and their families are entitled to a discount. It’s one of the benefits of signing up to defend our country. Stay home and be safe as a civilian – there’s no special treatment. So, when you set out to get auto insurance quotes, make sure you have your facts straight and ask for the discounts you are entitled to. No one protects you from yourself. Forget the myths and get the auto insurance quotes based on the facts.

aidanjesse has shared his vision on numerous subjects throughout the years working with http://www.insurproviders.com/articles/avoid-the-myths.html on a frequent basis. You can see most of his professional contributions there.


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Comments

25 Responses to “The myths of auto insurance”

  1. carinsurancearticle on August 6th, 2011 7:04 am

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  3. trinalynn696 on August 6th, 2011 7:50 am

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  4. dennisthomson79 on August 6th, 2011 7:53 am

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  5. wendellhurley387 on August 6th, 2011 8:41 am

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  6. davebermuda on August 6th, 2011 9:40 am

    you can watch any shit in HD

    why not this ?

  7. knelledkismet on August 6th, 2011 10:11 am

    @LibertyJedi they say cold fusion was thwarted, cus the hot fusion people, who had all the Grants were threatened that they would lose their funding. HOw could chemists be smarter tan phsysicists after all?. not to mention that all forms of free energy always get repressed. school is like court, its structured and must justify itself through its rituals…so to speak

  8. YouIslovely on August 6th, 2011 10:34 am

    Over the deserts miles and miles of solar panal effects.

    Moist returns in the desert permenently,
    New insects are born partly related to parts of the panels.
    What is thair objective?

  9. NataleeGortmaker92 on August 6th, 2011 10:53 am

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  10. showem88 on August 6th, 2011 11:50 am

    Nice video! I like what you are doing here, keep it coming!

  11. LibertyJedi on August 6th, 2011 12:09 pm

    These people have all these degrees but yet aren’t smart enough 2 see what government really is ….and why they are really working with these blood suckers. Telling people they are not a slaves won’t work…. and taking the power of the gun (gov)and using it for your goodie two-shoe issue(s) will not work either, but it can get these leeches their cushy jobs… that it will do. Watching this & using independent thinking one can understand why it all needs to collapse as the only real solution.

  12. dodiemuehleisen50 on August 6th, 2011 12:51 pm

    Cool. It’s good…just downloaded the full album from downloadmusic.im

  13. Mummificationify on August 6th, 2011 1:10 pm

    @tarballkicker
    .
    This should wake you up. John Holdren is Obama’s appointed Science Czar. Like all Czars, they were not approved by the Senate, which is unconstitutional. He advocated in his book “Ecoscience”, sterilization of the human population by adding a sterilization drug to the food and water supply and the government taking babies away from single mom’s. GOOGLE “zombietime john holdren” and click on link.
    .
    Allen West 2012

  14. tarballkicker on August 6th, 2011 1:34 pm

    Thanks for posting this. I watch it when nothing else will help me sleep.

  15. duckman633 on August 6th, 2011 1:42 pm

    So…..
    Who watched it till the end

  16. gordinflon232425 on August 6th, 2011 1:56 pm

    Free energy has been here for a while ,But a few ppl make too many billions from our energy needs to let this technology be known,if you want a real Free energy Magnet Motor, get the blueprints at LT-MAGNET-MOTORdotCOM ,Let the revolution begin!

  17. slipshodcoqbgg on August 6th, 2011 1:59 pm

    The Oil companies are trying their best to stop free energy ideas from spreading to common people.
    We need to put an end to this corruption ,start generating your own electricity now.
    Look for the LT MAGNET MOTOR in youtube video search. Join the Revolution!!

  18. Brulluhman on August 6th, 2011 2:54 pm

    Should take 10 years. First comes the (electricity) network (you don’t want to blow that up). You need to be able to provide the needs of the customers. Next cars can drive on air, electricity and water. The inventions already been made (that takes atleast 10 year to become normal for everyone) . Next oil is a lot of power how do you regulate that? Intern extern. Intern we call it tax by the mile. People feel watched, the gov. knows where they are all the time, privacy. Extern…

  19. Tirmizee on August 6th, 2011 3:10 pm

    its quiet boring !!

  20. YuGiOhGXFanChannel31 on August 6th, 2011 3:22 pm

    how did you succeed putting a movie over an hour to youtube?

  21. justblazeSSS on August 6th, 2011 3:40 pm

    ssss

  22. gordonmcdowell on August 6th, 2011 3:44 pm

    YouTube offers downloadable MPEG-4 files for the White House’s channel (probably because all the Whitehouse stuff HAS to be public domain), but I’d like to see it offered for all their technical offerings. It would be easier to download an MPEG-4 to consume it on my media box or iPhone, than to NEED to stream it.

  23. alokbisani on August 6th, 2011 4:00 pm

    Abrupt break at around after 0:41:30 after the the phrase “and put them to work on true …” . I wonder what was said.

  24. sinpnig on August 6th, 2011 4:51 pm

    i this the first therm in which a real eficienty planning should awake analisys is on productivity levels, being the contemporaneos accorded to, not to demand of consumers but to producers or profesionals neccesities offers, provoqueing enormous products and ressources consumption and trash, in order to standart economy that requires 500hs a week from a media worker, on way to satisfaction.

  25. triforcelink on August 6th, 2011 4:56 pm

    i wish i could skip the intro…

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